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BISS

building insurance surveying services
 

 

 

Service & Workflow Procedure

We have extensive knowledge in dealing with insurance claims and are flexible to our clients' requirements in terms of the level of service required.

We are a multi-disciplinary practice offering design, general building surveying, building control services as well as acting as party wall surveyors.

  • On notification of a loss, we immediately contact the policyholder by telephone and arrange a meeting.
  • At our site visit, we will provide a photographic survey and report if necessary on policy liability and extent of insured works before proceeding.
  • If approval to proceed is accepted, we will advise and provide services as necessary on damage limitation in order to prevent deterioration to a property and keep costs to a minimum.
  • We will prepare schedules of work detailing insured and non-insured works and will provide budget costs on notional reinstatement as per the terms and conditions of the insurance policy.
  • Documentation will be prepared as required in order to obtain competitive tenders for the work.
  • Site inspection visits are made as deemed necessary by our contract administrator to check on the contractor's reasonable compliance with the tender documents.  Photographic survey updates can also be provided and uploaded on the Internet with its own unique reference for access in order for an insurer / loss adjuster to be updated with a visual remote access.
  • Cost control is strictly monitored to ensure the correct levels of payment are made against valuation certificates issued.
  • Final account preparation and the adjustment of the contract sum are produced.

In respect of commercial losses, where business interruption claims are made separate discussions will take place concerning the split on a contract where normal/overtime working is carried out in order for the client to resume business as quickly as possible.  We particularly specialise in fast-track reinstatement in order to minimise the effects on turnover providing costs expended are within the economic limit of the business interruption cover.


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